Investor
This skill allows the user to utilize a unique mechanic to raise the amount of Ryo that they have.
Current Investors
- Okane Tomi
Stocks
Stocks are shares of a company that are sold in order to raise funds for the business and generate a return on investment (ROI) for the buyers of the stock. Once the possessor has a company/business or any type of Organization (registered via Organization System), they will be able to have an initial public offering where they can sell shares of their company on the Stock Market.
Player Characters can buy shares of the company at the rate of 1 share per 100 ryo. An organization has a maximum amount of 10,000 shares they can sell. However, this maximum can be increased to a hard cap of 100,000 shares through various means.
For every 1,000 shares of stock bought, the owner gains an additional +25,000 ryo in passive income.
Investors
Investors who put money into stocks will see a return of 10% of the amount they paid for their stock. The ROI is decided by the following scale:- 10% Return: If the business has 1-2000 purchased shares
- 15% Return: If the business has 2001-5000 purchased shares
- 20% Return: If the business has 5001-8000 purchased shares
- 25% Return: If the business has 8001-10,000 purchased shares
Stock Market Rules and Regulations
Having a Store is not enough -- it must be a company, business, or organization that is registered under the Organization system rules. Only a single Organization, under the owner's control, may issue stocks. More information about Investing Skill can be found below. - Funds
There are 3 types of funds generated by stocks. These funds should be kept track of separately and have their own rules that govern each of them: - Capital: The passive 25,000 per 1,000 shares belongs to the owner of the organization. That money is for the owner to do with as they please. If the Organizations Base is destroyed, they keep whatever money they've made up until that point, but they will not receive any more money until the Organization Base is rebuilt.
- Return on Investment (ROI): This belongs to the Shareholder. That money is for the Shareholder to do with as they please. If the Organization's base is destroyed, they keep whatever money they made up until that point, but they will not receive more money until the Organization Base is rebuilt.
- Equity: The 100 Ryo per share is for the business or whatever terms the owner of the Organization and the Investors agree to. If the Organization's Base is every destroyed, this money is frozen and cannot be addressed until the Organization Base is rebuilt.
- Ownership
While purchasing all the stocks a company has available doesn't give you actual ownership of the company -- it gives you a disproportional amount of influence on the owner. This means that they can dump your stock back on the market, which would jeopardize your passive income and force you to seek other Stock buyers.
The only time an owner loses control over their Organization, via the Stock System, is in the event that the owner is bankrupt and can't afford to rebuild or simply chooses not to. When this happens, the Shareholder with the most stocks can seize ownership of the Organization.
Debt Financing
Banks are willing to loan them money, without them having to run to the Kage. They can receive a loan of up to 50,000 Ryo at 10% interest per month. In order to be current on one's payments, they must make the 10% interest payment every month. If they are good on their payment for 2 months, they can increase the amount they can borrow by 100,000 Ryo with a maximum of up to 1,000,000 Ryo.
Missing a payment will result in a creditworthiness dip of 1 Grade (out of a scale of A-F), which, in turn will lower the amount that you can borrow by 50,000.- B-Grade: You can no longer borrow any more money until you pay what you owe. Paying off the balance of what you own increases your creditworthiness by 1 Grade
- C-Grade: A bank may post missions for shinobi to seize your assets, or imprison you, until you can work off your debt
Investor Buildings
The following are buildings exclusive to Investors, which they can use on their base:
Legal Division
Requires: --
Cost: 250,000 ryo
Upkeep: 20,000 ryo/month
A legal division within a corporation allows the corporation to represent an individual on their behalf, should they require legal representation. This increases the company's stocks by 10,000, allowing further investments from outside. This building operates as a police station in comparison with obvious differences in service |
Credit Union
Requires: --
Cost: 250,000 ryo
Upkeep: --
Functions as a Vault/Bank. This increases the company's stock by 10,000 allowing further investments from the outside. |
Pharmaceutical Department
Requires: --
Cost: 500,000 ryo
Upkeep: --
The Commercial Scale Contract Manufacturer within a corporation, capable of safely filling potent and cytotoxic compounds, hormones, anti-bodies, and complex bioligics, live viruses, and vaccines. The lab features a state-of-the-art aseptic production facility, using isolators as the core technology with the highest mass production of products, increasing the yields, chemistry products created within it's walls by x3. This room operates as a Laboratory for a Corporation. |
(HR) Human Resource Department
Requires: Investor Perk
Cost: 250,000 ryo
Upkeep: --
Responsible for the recruiting, screening, interviewing and placing of workers. They may also handle employee relations, payroll, benefits, and training. Human Resources plan, direct, and coordinate the administrative functions of an organization -- as well as ensured employees follow company guidelines. This increases the company's stock by 10k allowing further investments from the outside. (This room operates as an administration building for a Corporation, allowing for Business related missions to be created.) |
Medical Wing
Requires: HR
Cost: 500,000 ryo
Upkeep: --
The place for all of the sick and wounded to come for healing. This building allows access to the Ijutsu Skill for all of your NPCs and also provides a location for medical procedures to take place. Injured Player Characters and NPCs alike can come here and be patched up by the attending medics free of charge. Player Characters with the Ijutsu Skill may also perform procedures here, such as implantation and other complicated surgeries in the same manner as a Hospital. This increases the company's stock by 10k allowing further investments from the outside. |
Internal Revenue Department (IRD)
Requires: HR
Cost: 750,000 ryo
Upkeep: --
A subdivision within a corporation designed to collect revenue from businesses and shops with which the company has a Contract with. This allows the corporation to invest in player owned shops (max 1 Mil per shop, max of 5 shops) and received a 15% return of their investment at the beginning of each month. Store owners receive 5% of the investment from the company a month. |
Trade Center
Requires: HR
Cost: 250,000 ryo
Upkeep: 20,000 ryo/month
The trade center is the center hub for all buying/selling activities overseas, allowing the organization to buy/sell to foreign countries with other companies or nations. This allows the company access to the black market through overseas networking, however access to the black market, requires an additional 60k to establish a good standing (Level 3) with as well as monthly fees. And since the transactions don't happen within the country, the company doesn't have to worry about breaking any laws of the land they are within. (This Room operates as a market place for the corporation, and allows black market deals within the corporation.) |
(R&D) Research and Development Department
Requires: HR
Cost: 300,000 ryo
Upkeep: --
Research and development includes activities that companies undertake to innovate and introduce new products and services. It is often the first stage in the development process. The goal is typically to take new products and services to market and add to the company's bottom line. This increases the company's stock by 20K allowing further investments from the outside. (This room operates as an Academy for the corporation) |
Testing Facility
Requires: R&D
Cost: 250,000 ryo
Upkeep: --
Some designs are too dangerous to put on the market without proper testing first, this room is placed deep underground or has reenforced wall to protect those on the outside from potential danger from within. This increases the company's stock by 10K allowing further investments from the outside. (This room operates as a Training Grounds for the corporation) |
Corporate Offices
Requires: R&D
Cost: 450,000 ryo
Upkeep: --
The offices of a corporation, allowing it's various employees of the company space to work. This work includes various miscellaneous jobs and tasks present in a day to day corporate operation, this in turn provides income for the corporation, resulting in 150K Ryo in resources for the company per month. (These rooms operate as a Barracks for the corporation) |
Security
Requires: Corporate Offices
Cost: 1,000,000 ryo
Upkeep: 50,000 ryo/month
The Security Department of a corporation allows for the safety and protection of all of it's staff, this room is step up with the latest and greatest security measures imaginable from metal detectors to ccv cameras and more. Allows the corporation to use up to A-Rank NPC's. (This room counts as 3 Room slots and operates as a DCC, interrogation center and Sensory center for a corporation) This increases the company's stock by 30k allowing further investments from the outside. |
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